--- title: DORA compliance software solutions for financial entities | Codekeeper description: Meet DORA compliance with Codekeeper’s software escrow and verification solutions. Control ICT third-party risk, strengthen resilience, and stay audit-ready. canonical_url: https://codekeeper.co/solutions/dora --- DORA # Build resilient financial operations with software escrow for DORA Protect your institution against third-party ICT risks with Codekeeper's software escrow solutions, built to deliver compliance and continuity under DORA. [Book a free demo](https://codekeeper.co/book-a-demo) ![dora_hero_3x](https://codekeeper.co/hubfs/_sized/Codekeeper%202025/dora_hero_3x-1752x1402.webp) ## The DORA deadline is here. Non-compliance can lead to significant penalties, heightened scrutiny, and operational disruption. Act now to protect your financial operations. ## The EU’s DORA: What you need to know ### What is DORA? DORA, the Digital Operational Resilience Act, is a regulatory framework designed to strengthen the digital operational resilience of financial entities within the EU. It focuses on ICT risk management and ensuring financial institutions can sustain service delivery during disruptions. ## Who needs to comply with DORA? If you’re part of the financial sector in the EU, DORA likely applies to you. This includes: ### Banks and credit institutions ### Insurance companies ### Investment firms ### ICT third-party service providers ### Financial market infrastructures ### Payment and electronic money institutions ### Crypto-asset service providers ## The five pillars of DORA: Key requirements for compliance DORA is built on five core pillars that financial institutions must comply with to strengthen ICT resilience and operational continuity: 1 **ICT risk management** Institutions must identify, assess, and control ICT risks with clear governance and accountability. 2 **Third-party risk management** Outsourced ICT providers must be monitored and governed to reduce dependency and ensure compliance. 3 **Incident management and reporting** Major ICT incidents must be reported promptly, with lessons learned to prevent recurrence. 4 **Resilience testing** Systems must be tested regularly — including scenario and penetration testing — to prove operational readiness. 5 **Information and intelligence sharing** Institutions are expected to share cyber threat intelligence to strengthen sector-wide resilience. ### How escrow bridges the gap to DORA compliance Software escrow and verification form a proven [DORA compliance software](https://codekeeper.co/articles/dora-compliance-requirements-and-how-to-meet-them) solution for controlling ICT third-party risk under Article 30, securing your critical ICT assets when vendor relationships fail. 01 DORA risk Dependency on third-party ICT providers Potential loss of access to critical software ICT disruptions and operational downtime Regulatory audits and scrutiny 02 Software escrow solution Secure critical code and systems Legal framework for guaranteed access Verified recovery capabilities Automated deposit management and compliance reports 03 Compliance outcome Reduced vendor risk Business continuity maintained Strong operational resilience with proven recovery and continuity measures Audit-ready documentation Software escrow offers instant access to vital software components during ICT disruptions, maintaining compliance and ensuring critical systems stay available — the foundation of operational resilience. ## Your partner in navigating DORA complexity Let us help you meet [DORA compliance](https://codekeeper.co/articles/dora-compliance-requirements-and-how-to-meet-them) . With 10+ years experience, Codekeeper has helped thousands of financial institutions strengthen resilience and meet regulatory requirements. We see the challenges you face: Tightening regulatory standards Incoming compliance deadlines Continuous reliance on third-party software Difficulty navigating ICT risks _Supported by compliance experts who track evolving regulations and provide best practices, Codekeeper helps your institution stay resilient and audit-ready._ ![we_see_challenges_you_face](https://codekeeper.co/hubfs/Codekeeper%202025/we_see_challenges_you_face.webp) ## Software escrow solutions designed for DORA compliance Our software escrow solutions help financial institutions meet DORA’s expectations around digital resilience, third-party oversight, and operational continuity, all while safeguarding your most critical software assets. Software Escrow ### Protection scope: On-premises software solutions Keeps core on-premises applications available to support uninterrupted financial operations. Guarantees continued access to essential software Mitigates risk from vendor failures Verified compliance records regulators can rely on [Learn more](https://codekeeper.co/software-escrow) ![how_it_works_software_escrow_3x](https://codekeeper.co/hubfs/_sized/Codekeeper%202025/how_it_works_software_escrow_3x-1344x1077.webp) SAAS escrow ### Protection scope: Cloud-based applications and solutions Protects critical cloud platforms and data, ensuring availability even during service disruptions. Secures cloud service dependencies Provides recovery assurance Addresses DORA’s risk management needs [Learn more](https://codekeeper.co/saas-escrow) ![how_it_works_saas_escrow_3x](https://codekeeper.co/hubfs/_sized/Codekeeper%202025/how_it_works_saas_escrow_3x-1344x1076.webp) continuity escrow ### Protection scope: Supporting services and infrastructure Covers infrastructure and payment flows to keep institutions resilient through vendor disruption. Maintains access to critical infrastructure Prevents disruptions from vendor failures Aligns with DORA’s continuity requirements [Learn more](https://codekeeper.co/continuity-escrow) ![continuity_escrow_1x](https://codekeeper.co/hubfs/_sized/Codekeeper%202025/continuity_escrow_1x-672x538.webp) Verification ### Protection scope: All escrowed materials Transforms escrow from passive storage into active assurance by testing deposits and proving they can be recovered when needed. Verifies integrity of escrowed assets Confirms operational recovery capabilities Demonstrates audit readiness [Learn more](https://codekeeper.co/verification) ![how_it_works_continuity_escrow_3x-1](https://codekeeper.co/hubfs/_sized/Codekeeper%202025/how_it_works_continuity_escrow_3x-1-1344x1076.webp) ## Build your resilience with DORA compliance software in 4 steps DORA requires financial institutions to maintain access to critical software and ICT services, even if vendors fail. Here’s how Codekeeper helps you meet this requirement quickly and with confidence: 1 ### Book your DORA assessment call Identify which of your critical ICT services and applications fall under DORA’s scope. 2 ### Choose your protection level Select the right escrow option: Software, SaaS, Continuity, or add Verification; to meet DORA’s resilience standards. 3 ### We’ll handle the setup and management Our team manages vendor onboarding, legal agreements, and deposit automation — ensuring compliance without extra burden on your team. 4 ### Get your Software Resilience Certificate Receive formal documentation showing regulators that your critical assets are protected and operational resilience is assured. _One call. One solution. Complete software resilience for DORA compliance._ [Book a free demo](https://codekeeper.co/book-a-demo) ## Trusted by financial leaders worldwide Codekeeper has already helped thousands of financial institutions strengthen their resilience and meet regulatory requirements. Our escrow and verification services provide the confidence you need to pass audits and protect operations. ![Airbus](https://codekeeper.co/hubfs/Codekeeper%202025/Logo/Logo%20section%205/cta-sec-5-airbus.svg) ![Bayer](https://codekeeper.co/hubfs/Codekeeper%202025/Logo/Logo%20section%205/cta-sec-5-bayer.svg) ![European parliament](https://codekeeper.co/hubfs/Codekeeper%202025/Logo/Logo%20section%205/cta-sec-5-eu.svg) ![General Motors](https://codekeeper.co/hubfs/Codekeeper%202025/Logo/Logo%20section%205/cta-sec-5-gm.svg) ![Intuit](https://codekeeper.co/hubfs/Codekeeper%202025/Logo/Logo%20section%205/cta-sec-5-intuit.svg) ![Nestle](https://codekeeper.co/hubfs/Codekeeper%202025/Logo/Logo%20section%205/cta-sec-5-nestle.svg) ![Pepsico](https://codekeeper.co/hubfs/Codekeeper%202025/Logo/Logo%20section%205/cta-sec-5-pepsico.svg) ![Pfizer](https://codekeeper.co/hubfs/Codekeeper%202025/Logo/Logo%20section%205/cta-sec-5-pfizer.svg) ## Key DORA deadlines to remember * ![landmark](https://codekeeper.co/hubfs/Codekeeper%202025/Icons/Base%20Primary/landmark.svg) ### January 16, 2023 DORA was finalized by the EU, setting clear standards for ICT resilience in the financial sector. * ![scroll-text](https://codekeeper.co/hubfs/Codekeeper%202025/Icons/Base%20Primary/scroll-text.svg) ### 24 October 2024 Under DORA, the European Commission adopted the final Delegated and Implementing Acts, detailing requirements for ICT risk management, incident reporting, and third-party oversight. * ![square-check-big](https://codekeeper.co/hubfs/Codekeeper%202025/Icons/Base%20Primary/square-check-big.svg) ### January 17, 2025 Full compliance is mandatory. All financial entities must demonstrate operational resilience and ICT risk management readiness. * ![file-clock](https://codekeeper.co/hubfs/Codekeeper%202025/Icons/Base%20secondary/file-clock.svg) ### From 2025 onwards Supervision and audits are increasing. Institutions must be able to [prove resilience with testing](https://codekeeper.co/articles/what-you-need-to-build-for-your-dora-article-28-exit-strategy) , documentation, and third-party oversight, or risk facing financial penalties. ## What’s at stake if you’re not DORA compliant Non-compliance after the 17 January 2025 deadline leaves financial institutions exposed to: Fines and penalties Up to 2% of annual worldwide turnover or €10 million for institutions (whichever is higher), and up to €1 million for senior executives. Critical ICT providers face fines up to €5 million. Regulatory scrutiny Supervisors may increase oversight, requiring deeper audits of ICT risk management, vendor arrangements, and resilience testing. Service disruptions Without tested fallback measures, vendor or system failures could halt critical services and create financial losses. Reputational damage Compliance failures and operational weaknesses can erode trust with clients, partners, and regulators. Compliance isn’t optional, it’s mission-critical. E-BOOK ## Prepare for DORA: Get your guide Our practical guide breaks down DORA compliance into clear steps. Learn how to avoid penalties, strengthen your ICT resilience, and meet EU regulatory expectations. Download it now to stay ahead of 2025 and beyond. ![dora](https://codekeeper.co/hubfs/_sized/codekeeper-site/resources/solutions-guides/dora-2000.png) _*E-book available only in English_ Get your free DORA guide now ## Achieve peace of mind and operational continuity with DORA compliance ### Avoid severe fines and penalties Meeting DORA requirements helps your institution steer clear of costly enforcement actions and regulatory sanctions. ### Sustain uninterrupted financial services Strong ICT resilience ensures customers experience minimal disruption, even during vendor or system failures. ### Demonstrate accountability and build trust Compliance shows regulators, boards, and customers that your institution takes resilience and governance seriously. ### Provide governance with solid risk oversight DORA compliance supports stronger governance by enforcing structured oversight of ICT systems and third-party providers. ![dora_cta_2x](https://codekeeper.co/hubfs/Codekeeper%202025/dora_cta_2x.webp) ### Get DORA compliant with confidence DORA sets strict standards for resilience across ICT systems and vendors. Codekeeper ensures you meet these requirements with tested escrow solutions and audit-proof records. Get a tailored DORA compliance assessment Receive clear, actionable steps aligned with regulatory standards Access audit-ready documentation Build resilience that protects both operations and reputation [Book a free demo](https://codekeeper.co/book-a-demo) Frequently asked questions ## Good questions to ask first. What is DORA? The Digital Operational Resilience Act (DORA) is an EU regulation that sets standards for ICT risk management, resilience, and third-party oversight in the financial sector. Who must comply with DORA? Banks, insurers, investment firms, credit institutions, and ICT service providers operating in the EU must comply with DORA What are the five pillars of the DORA regulation? The five pillars of DORA include ICT risk management, incident reporting, resilience testing, third-party risk management, and information sharing. Why is DORA necessary? DORA is necessary to address the increased risk of cyberattacks in the financial sector. It aims to ensure that the financial industry can maintain operational resilience despite ICT disruptions and threats. Why is software escrow relevant to DORA? Software escrow provides access to critical software, cloud services, and infrastructure in case of vendor failure — supporting DORA’s continuity and resilience requirements. When does DORA apply? The regulation entered into force on 16 January 2023 and became fully applicable on 17 January 2025. What happens if an institution does not comply with DORA? Non-compliance with DORA may lead to regulatory fines, tougher audits, reputational damage, and potential service disruption. What software helps with DORA compliance? DORA compliance software falls into two groups. Governance platforms track controls, incidents, and reporting deadlines. Software escrow and verification cover the ICT third-party side — securing critical assets and proving recovery works when a provider fails. Does software escrow support DORA? Yes. Article 30 sets the contractual requirements for ICT third-party risk: exit strategies, tested contingency plans, and return of your data when a provider fails. Software escrow and verification deliver on those clauses, with dated records for auditors. [More answers in the FAQ →](https://codekeeper.co/faq) ## Let's build bulletproof software resilience together. [Book a demo](https://codekeeper.co/book-a-demo)